What is a refinance?

With a refinance, you receive a completely new mortgage with new terms, interest rates and monthly payments. The new loan completely replaces your current mortgage and may lower your payment, which could help improve your monthly financial situation. Refinancing your current mortgage can help you take advantage of low interest rates, get cash out of your home for improvements, or help you consolidate debt.

Not sure if refinancing is right for you?

Some of the things refinancing can do...

  • Get rid of mortgage insurance
  • Decrease your monthly mortgage payments
  • Lower your household bills or consolidate debt
  • Finance a higher education
  • Help pay for an investment or second home
  • Make improvements to increase your home’s worth
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Got questions?

We're here to answer any of your refinancing questions.

(916) 248-4620