How we protect your privacy online

We recognize the responsibility we are endowed with when you place your trust in us, and consider it a priority and duty to take every measure to protect your privacy to the best of our ability. When we collect personal information from you, whether on the site, via email, text, or otherwise, we make every effort to provide clear and concise information about how your information will be used, and why it is being collected. By using this site, you are agreeing to the terms and conditions presented here, and elsewhere on the site.

Our goal at Point Equity Residential Lending is to help families and individuals enjoy the process of obtaining a home loan, and part of that mission is respecting the privacy of our clients. We take every available precaution to protect the personal and private details of our transactions with clients, and to prevent unauthorized third parties from accessing information obtained by our employees, online forms, text conversations, and otherwise. Your information is never shared with any outside company for use in their promotions without your explicit consent.

Children under the age of 18 are in no way solicited to receive promotional information or advertising from Point Equity regarding financial matters, and none of our advertising, web services, education, or other marketing materials are designed to attract that demographic.

We never knowingly collect or solicit information from individuals under the age of 18, or attempt to enter into financial transactions with them.

What type of information do we collect?

Your actions and interactions with our website, forms, email, and chatbots determine the type of information we collect when you browse. You are only identified by information you provide, and otherwise present either implicitly or explicitly while visiting the website.

Information such as your Internet Protocol (IP) address, location, domain name, systems configurations and settings, and online browsing activities are collected regardless of whether or not you visit the website anonymously. Our systems analytics collect this information, and browsing behavior, such as which pages you visit, how long you stay, and technical details about your online operating systems and computer hardware. We use this information internally to inform our marketing and IT departments to maintain the health of the site, and help us continually improve your experience while browsing the Point Equity Residential Lending website.

Your individual personal details are not revealed in our systems analytics unless you explicitly provide that information on a form, chat, text, or other interaction, and Point Equity uses this information for business purposes, which might include presenting you with offers for service or continuing education on financial and mortgage matters, measuring market trends and analyzing activities for ongoing market research, or activities confined within the applicable legal parameters for the mortgage and financial industry.

Protection of your Identity and Credit Information

When you are applying for a home loan you are entering into interactions with credit reporting agencies who may choose to share your personal information and details with other entities/companies. As a result, you might receive emails or other correspondence you weren’t anticipating, and didn’t request. Other offers to refinance, or obtain a similar loan would be an example of this. Stopping these attempts is easy, and you can opt out of the offers by calling (888) 567-8688 or going to the ards, refinancing or other loan products.

You can stop these calls and Emails by opting out of these prescreened credit offers. Simply call (888) 567-8688 or visiting the Consumer Credit Reporting Industry’s website and request to opt out of contact.


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